Emergency Fund
“Hospital bill? Bike repair? We're open!”
Round-the-clock emergency funding for hospital bills, accidents, or urgent household repairs. 3 AM approvals available.
- Loan amount
- ₹10k – ₹2 L
- Tenure
- 7 – 90 days
- Interest rate
- 1% / day (flat)
- Platform fee
- 10% + 18% GST
- Approval time
- 30 seconds
- Disbursal
- ~5 minutes
- 24 × 7 approval
- Instant disbursal
- No questions asked
- Medical emergencies covered
- Flexible repayment
- No collateral
- Any Indian citizen aged 21 – 60
- Basic KYC (PAN + Aadhaar)
- Active mobile number
- Active bank account
- Any income source
Perfect for
Real situations where Emergency Fund makes the difference
Medical emergency
Hospital deposits, ambulance, medicines — funds in your account in minutes.
Vehicle breakdown
Bike or car repair that can't wait until payday.
Home repair
Sudden plumbing, electrical, or appliance failure that needs urgent cash.
Travel for family
Last-minute travel for a family emergency.
Questions answered
Does emergency really mean 24/7?+
Yes. Our AI decisioning runs round the clock. Approvals happen at 3 AM as easily as 3 PM.
What if I can't repay on time?+
Contact our support line before your due date. We offer tenure extensions with transparent late fees per RBI Fair Practice Code.
Is this only for medical?+
No — any urgent need. Medical, vehicle, home, travel, family. No questions asked about usage.
Know exactly what you'll pay.
No hidden charges. No surprises. See every rupee before you apply.
- No hidden charges — every fee shown upfront
- Flexible tenure: 7 / 15 / 30 / 60 / 90 days
- No prepayment penalty — save on interest
- Loan amount
- ₹50,000
- Platform Fee (10%)
- – ₹5,000
- GST (18% on platform fee)
- – ₹900
- Amount you receive
- ₹44,100
- Interest (1% × 30 days)
- ₹15,000
- Total repayable
- ₹65,000
Indicative calculation. Final terms subject to credit assessment per RBI guidelines.
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Built on regulation-first foundations.
Every loan is governed by RBI Digital Lending Guidelines and Fair Practice Code.
Ready for your emergency fund?
Apply in 60 seconds. Get a decision in 30. Money in 5 minutes.
Apply NowReal humans, 24 × 7.
Our support team picks up in under 60 seconds on phone and replies on email in under 2 hours. No IVR mazes.