Trust & Security

Bank-grade security.
India-first compliance.

When you share your PAN, Aadhaar, and bank details with Quikkred, you're trusting us with the most sensitive data you have. Here's exactly how we protect it.

256-bit encryption

TLS 1.3 in transit + AES at rest with rotating keys. Every byte, every request.

India data residency

All personal data on servers physically in India, per RBI data localization.

ISO 27001 aligned

Security processes aligned with ISO 27001 ISM standards, audited regularly.

RBI NBFC compliance

Loans originated by Satsai Finlease Private Limited, RBI Reg. B-14.01646.

Role-based access

Customer data accessed on need-to-know basis only. Every access is logged and monthly-audited.

Vault-grade secrets

API keys and tokens stored in a hardened secrets vault with automatic rotation.

24 × 7 monitoring

Security ops run round the clock with automated intrusion detection and anomaly flagging.

Responsible disclosure

Report vulnerabilities to security@quikkred.com. 24-hour response SLA.

Certifications & compliance

Regulated. Certified. Trusted.

Every credential you'd expect from a bank — transparently listed.

RBI Registered NBFC

Satsai Finlease · B-14.01646

ISO 27001 Aligned

Information Security Management

RBI DLG Compliant

Digital Lending Guidelines

PCI DSS

Payment Card Industry Standards

India Data Residency

All data stored on India servers

256-bit Encryption

TLS 1.3 everywhere

RBI Digital Lending Guidelines — our commitment

Direct disbursement: Loan amount transferred directly to your bank account. No pass-through accounts, no hidden intermediaries.
Key Fact Statement: Every borrower receives a KFS before signing — amount, fees, interest, tenure, APR — all in writing.
Cooling-off period: You can cancel the loan within the cooling-off period with only proportionate interest charged.
Grievance redressal: 3-tier escalation ending with the RBI Integrated Ombudsman.
Data minimization:We collect only what's needed for credit assessment and regulatory compliance.