Payday Loan
“Salary aa gaya? Abhi nahi? Le lo abhi!”
Quick cash before your payday arrives. 30-second AI approval, money in 30 minutes, flexible tenure from 7 to 90 days.
- Loan amount
- ₹10k – ₹5 L
- Tenure
- 7 – 90 days
- Interest rate
- 1% / day (flat)
- Platform fee
- 10% + 18% GST
- Approval time
- 30 seconds
- Disbursal
- ~5 minutes
- 30-second AI approval
- Money in 30 minutes
- No collateral required
- Minimal documentation
- No prepayment penalty
- Flexible tenure 7 – 90 days
- Indian citizen aged 21 – 60
- Salaried or self-employed
- Minimum monthly income ₹15,000
- Valid PAN & Aadhaar
- Active bank account
- CIBIL score 650+
Perfect for
Real situations where Payday Loan makes the difference
Month-end crunch
Bridge the gap between rent day and salary day without touching savings.
Unexpected expenses
Cover a car repair, appliance breakdown, or urgent bill instantly.
Family needs
Handle school fees, household purchases, or family emergencies on time.
Gig workers
Smooth out irregular income without traditional bank paperwork.
Questions answered
How fast is the approval really?+
Our AI assesses your profile in 30 seconds. Once approved, funds are disbursed to your bank in about 30 minutes during banking hours.
What does a ₹50,000 loan actually cost?+
Platform Fee ₹5,000 + GST ₹900 + Interest ₹500 per day × tenure. For a 30-day loan: ~₹20,900 total charges. You receive ₹29,100 and repay ₹50,000.
Can I prepay?+
Yes. No prepayment penalty. You save on interest for the days you skip.
Is my data safe?+
256-bit bank-grade encryption. Data hosted in India. We're powered by Satsai Finlease (RBI registered NBFC, B-14.01646).
Know exactly what you'll pay.
No hidden charges. No surprises. See every rupee before you apply.
- No hidden charges — every fee shown upfront
- Flexible tenure: 7 / 15 / 30 / 60 / 90 days
- No prepayment penalty — save on interest
- Loan amount
- ₹50,000
- Platform Fee (10%)
- – ₹5,000
- GST (18% on platform fee)
- – ₹900
- Amount you receive
- ₹44,100
- Interest (1% × 30 days)
- ₹15,000
- Total repayable
- ₹65,000
Indicative calculation. Final terms subject to credit assessment per RBI guidelines.
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Built on regulation-first foundations.
Every loan is governed by RBI Digital Lending Guidelines and Fair Practice Code.
Real humans, 24 × 7.
Our support team picks up in under 60 seconds on phone and replies on email in under 2 hours. No IVR mazes.