Medical Loan
“Healthcare when you need it most.”
Healthcare financing for planned and emergency treatments. From ₹25,000 to ₹5,00,000 with flexible repayment.
- Loan amount
- ₹25k – ₹5 L
- Tenure
- 30 – 90 days
- Interest rate
- 1% / day (flat)
- Platform fee
- 10% + 18% GST
- Approval time
- 30 seconds
- Disbursal
- ~5 minutes
- Fast approval
- Hospital tie-ups available
- Compassionate support team
- Flexible repayment
- Planned + emergency both
- Direct payment to hospital option
- Indian citizen aged 21 – 60
- Minimum monthly income ₹20,000
- Valid KYC documents
- Active bank account
Perfect for
Real situations where Medical Loan makes the difference
Planned surgery
Elective surgeries like joint replacement, cataract, or cosmetic procedures.
Diagnostic tests
MRI, CT scan, comprehensive health checkups.
Hospitalization gap
Cover the portion your insurance doesn't reimburse.
Dental & orthopedic
Dental implants, braces, physiotherapy, and rehabilitation.
Questions answered
Can you pay the hospital directly?+
Yes. For partner hospitals we can disburse directly to the hospital account. Otherwise funds arrive in your bank in 30 minutes.
Do I need hospital pre-approval paperwork?+
For quick disbursal, no. For direct hospital payment flow, we may ask for a pro-forma invoice or estimate.
Know exactly what you'll pay.
No hidden charges. No surprises. See every rupee before you apply.
- No hidden charges — every fee shown upfront
- Flexible tenure: 7 / 15 / 30 / 60 / 90 days
- No prepayment penalty — save on interest
- Loan amount
- ₹50,000
- Platform Fee (10%)
- – ₹5,000
- GST (18% on platform fee)
- – ₹900
- Amount you receive
- ₹44,100
- Interest (1% × 30 days)
- ₹15,000
- Total repayable
- ₹65,000
Indicative calculation. Final terms subject to credit assessment per RBI guidelines.
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Built on regulation-first foundations.
Every loan is governed by RBI Digital Lending Guidelines and Fair Practice Code.
Real humans, 24 × 7.
Our support team picks up in under 60 seconds on phone and replies on email in under 2 hours. No IVR mazes.