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Salary Advance

Paisa abhi, tension khatam!

Get an advance on your salary instantly. Repay when your next paycheck arrives. No branch visits, no paperwork.

At a glance
Loan amount
₹10k – ₹2 L
Tenure
7 – 30 days
Interest rate
1% / day (flat)
Platform fee
10% + 18% GST
Approval time
30 seconds
Disbursal
~5 minutes
Salaried employees with regular monthly salary credit
Key features
  • Instant approval for salaried
  • Same-day disbursal
  • Repay on next payday
  • 100% digital process
  • No collateral
  • No salary slip needed
Eligibility
  • Salaried employee
  • Regular salary credit
  • Minimum 3 months employment
  • Valid PAN & Aadhaar
  • Active salary bank account

Perfect for

Real situations where Salary Advance makes the difference

Mid-month gap

Cover rent, groceries, or utilities before the next salary credit.

Urgent family expense

Handle an unplanned household or family spend without a EMI commitment.

Short-term investment

Catch a limited-time opportunity and repay from your next salary.

Questions answered

Do I need a salary slip?+

No. We verify employment via your salary bank credits. If you have 3 months of regular salary inflow, you're eligible.

When do I repay?+

On your next salary credit date. We set the tenure to match your pay cycle automatically.

Can I get more than 2× my salary?+

The maximum is capped at 2× your last 3 months' average net salary credit, up to ₹2,00,000.

Transparent Calculator

Know exactly what you'll pay.

No hidden charges. No surprises. See every rupee before you apply.

₹50,000
₹10k₹5 L
30 days
  • No hidden charges — every fee shown upfront
  • Flexible tenure: 7 / 15 / 30 / 60 / 90 days
  • No prepayment penalty — save on interest
Your breakdown
Instant estimate
Loan amount
₹50,000
Platform Fee (10%)
– ₹5,000
GST (18% on platform fee)
– ₹900
Amount you receive
₹44,100
Interest (1% × 30 days)
₹15,000
Total repayable
₹65,000
Apply for ₹50,000

Indicative calculation. Final terms subject to credit assessment per RBI guidelines.

Compliance & Trust

Built on regulation-first foundations.

Every loan is governed by RBI Digital Lending Guidelines and Fair Practice Code.

RBI-registered NBFC partner
B-14.01646
Satsai Finlease Private Limited
Bank-grade security
256-bit
SSL + encryption at rest
Data residency
India DC
Per RBI data localization
Grievance officer
Manish Soni
grievance@quikkred.com

Ready for your salary advance?

Apply in 60 seconds. Get a decision in 30. Money in 5 minutes.

Apply Now
Still have questions?

Real humans, 24 × 7.

Our support team picks up in under 60 seconds on phone and replies on email in under 2 hours. No IVR mazes.